Finance advice
that puts you first
SMSF loans and lending for self-employed Australians.
SMSF loans and lending for self-employed Australians.
"He knew exactly which lenders would work with our structure and had us pre-approved in under two weeks."
Sarah Mitchell, Property Investor
5
/5
Trusted by over 150+ Australian families for SMSF and lending solutions.
Our Background
We've spent over a decade in the Australian finance industry, working across retail banking, mortgage broking, and SMSF lending. We've seen firsthand how complex the system can be especially for self-employed borrowers and investors trying to navigate a rigid lending system. Our focus is on SMSF lending and self-employed borrowers.
Finvera was born from a simple belief: finance broking should be built around clarity, not complexity. We work with clients who want straight answers, whether they're buying their first investment property through their super fund, refinancing to unlock equity, or financing equipment for their business.
001
$160M+
In lending facilitated
002
3X
Faster than typical applications
003
+90%
first-submission approval rate
004
150+
families helped into investment
Broker perspective on SMSF complexity, self-employed rejection
SMSF lending treated like a checkbox
Most brokers avoid SMSF loans because they're "complicated." The truth is, they require deeper knowledge of super fund lending, trust structures, and lender appetite.
01
Get knocked back unnecessarily
Traditional banks rely on PAYG income models. If you're a contractor, sole trader, or business owner, your income gets squeezed into a box it doesn't fit.
02
Lack of transparency
Clients deserve to know upfront: how long will this take, what will it cost, and what could go wrong? Too often, brokers over-promise and under-deliver, leaving clients frustrated halfway through a settlement process.
03
One-size-fits-all solutions don't work
A mum and dad investor buying their second property via SMSF has completely different needs than a self-employed tradie upgrading work vehicles.
04
Milestones that
shaped us
Finvera launches
2026
After years of building experience across major lenders, SMSF specialists, and non-bank finance providers, we made the decision to launch Finvera as an independent brokerage. The goal was to focus exclusively on what we do best, SMSF lending and finance.
Finvera was built on a simple belief: referrals should come from doing good work, not just good marketing. With direct relationships across 60+ lenders and a commitment to finding the right fit for every client, this marks the start of a business where clarity and specialist knowledge drive every decision.
01
2026
02
2023
03
2017
04
2013
Meet the Experts
Three core lending pathways, delivered with clarity and care.
Principal Broker & Founder
Carlo Ponturo
Credit Analyst
Benjamin Baylis
Our Principles
My focus is on SMSF lending and self-employed borrowers, two areas where having an experienced broker genuinely makes a difference. No call centres, no handovers. Just direct access to someone who knows the landscape and gets deals done.
01.
SMSF done right
Every SMSF loan meets ATO compliance and lender requirements. No shortcuts.
−Every SMSF loan meets ATO compliance and lender requirements. No shortcuts.
02.
No surprises
Your business income shouldn't disqualify you. We work with lenders who understand self-employed cashflow.
+03.
Honest timelines
You'll know what's realistic upfront. If something changes, you hear it from us directly, not after weeks of silence.
+04.
Direct access
You work directly with us from first call to settlement. No call centres, no junior brokers taking over halfway through.
+Trusted by industry partners, backed by Australia's leading lenders
