Finvera

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Contact

(07) 3132 9361

fvinfo@finvera.com.au

221B MacArthur Avenue, Hamilton, QLD 4007

Business & commercial finance

We connect business owners and self-employed clients with lenders who understand cashflow, move quickly, and don't bury you.

5/5Excellent

Trusted by over 150+ Australian families

Is this for you?

This service is for business owners, sole traders, and self-employed professionals who need funding for growth, equipment purchases, property acquisition, or cash flow management. If you've been told business lending is "too complicated" or experienced slow bank approvals, we simplify the process.

Why this loan type?

Access to the right funding at the right time can be the difference between seizing an opportunity and watching it pass by.

01.Preserve working capital

Finance equipment and vehicles instead of paying cash upfront, allowing your business to maintain liquidity for operations, payroll, and unexpected expenses.

02.Tax obligations

We can help with restructuring your ATO debt obligations and provide funding to help pay your ATO bill while maintaining cashflow.

03.Faster approvals

Non-bank lenders and specialist commercial financiers may assess applications in days rather than weeks, subject to the complexity.

04.Own commercial property

Buying your business premises builds equity, stabilises occupancy costs, and creates a long-term asset.

05.Flexible structures

Many business lenders offer interest-only periods, seasonal payment adjustments, or flexible repayment schedules.

What you can use it for

Equipment & vehicle

Purchase work vehicles, machinery, tools, or technology without depleting cash reserves.

Equipment & vehicle

Property development

Partner with an expert for your next development, whether that's splitting a block, funding a build or securing a green field asset, we can help.

Property development

Cash Flow

Manage cash flow gaps, fund large orders, cover payroll, or bridge seasonal revenue dips.

Cash Flow

Getting business finance done, speed meets strategy

01.Understand & funding need

We review your financials (tax returns, BAS, profit and loss), assess your needs and determine which lender type suits your situation, bank, non-bank, or asset finance specialist.

02.Match with the right lender

Business finance requirements vary significantly. We present options based on your overall suitability, interest rates, and repayment flexibility.

03.Prepare application

We structure your financial documentation, submit to the lender, and manage follow-up requests. For equipment finance, we coordinate with suppliers. For commercial property, we work with solicitors through to settlement.

What makes this tricky

01.Longer bank processing

Commercial applications often have a longer application to settlement timeframe which needs to be managed effectively.

02.Lender policies

Lender policies vary greatly between banks, finding the right fit from an experienced broker is important.

03.Equipment finance cost

We ensure you understand total finance costs before proceeding and don't fall into the interest rate trap with your dealer, we focus on lower monthly costs not headline rates hiding hidden fees.

04.Higher deposits

Commercial property loans typically require higher deposits. We work to find the most competitive structure for your deposit position.

Success stories

$180K

equipment approved

72

hours approval to funding

"Carlo made our home purchase smooth and stress free. He explained everything clearly and kept us updated at every stage. His professionalism and communication were exceptional. We couldn't recommend him highly enough to anyone looking for a reliable mortgage broker."

Omar Mango

First Home Buyers, Melbourne

$120K

fit-out finance secured

7

days approval time (faster than bank)

"Carlo was professional, knowledgeable, and always took the time to explain things clearly. Communication was excellent and I felt well supported throughout. He made everything feel straightforward. I wouldn't hesitate to recommend Carlo to anyone looking for a trustworthy broker."

Emerson Saris

Property Investor, Sydney

$580K

Residential SMSF loan

$520

per week rental income secured

"From start to finish, Carlo was reliable and dedicated. He answered all our questions with patience and kept us informed at every step. His expertise made the entire experience stress free. Thank you for helping us secure our first home, Carlo."

Phillip Bator

First Home Buyers, Adelaide

$140K

Residential SMSF loan

$200

per week rental income secured

"Carlo's communication and professionalism were exceptional. He took the time to ensure we understood everything and felt supported throughout the process. Working with him was a pleasure. We highly recommend Carlo to anyone needing a knowledgeable and reliable mortgage broker."

Rebeca James

Home Buyers, Perth

Specialising in SMSF lending 10+ years

Let's talk about your finance goals

Book a free consultation and discover how we can help you secure the right lending, whether for property, business, or growth.